Public Service Loan Forgiveness (PSLF)

Qualifications

  • You must be employed full time in public service during the 120-month period and at the time of forgiveness.
  • Eligible employers include federal, state, and local government, and those that are tax-exempt under section 501(c)(3) of the IRS code.
  • Qualifying payments must be made under an income-driven repayment plan.
  • The form and additional information are available from the U.S. Department of Education.